Bylo Selhi wrote: I haven't looked but I suspect there's a trailer buried in the MERs of the MMFs you've listed.
From the RBC prospectus, it appears that there is a 25bp trailer in RBF271, as its management fee is 0.75% where the Series F is 0.50%. My logic behind is that the Series F units do not pay commission to dealers who sell them (again pp157 of the RBF Simplified Prospectus).
While MIP510 and DYN500 may not have an official MER (because they're not mutual funds) you can be sure that you're paying for managing and administering those savings accounts (ISAs.)
And this hits one of my pet peeves; I realize there's no such thing as a free lunch, but I'd at least like to know how much I'm paying for it. That's a whole other discussion. Thanks for pointing that out though.
So, suffice it to say, I'll probably just tuck the money intended for the Homebuyers plan away in RBF271 since that's the most convenient, and I don't have to phone TDW.